Paying off collections improves your finances, but what happens to the negative mark on your credit report?

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

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You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.