Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest. If you're having trouble keeping up with ...

About 71% of U.S. adults surveyed say monthly debt payments prevent them from building wealth or savings, according to a recent survey by the National Foundation for Credit Counseling. "It's a reality ...

These moves can help you avoid years of back-breaking interest.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...