But, I’m not referring to those examples. Instead, I’m referring to the insurance product. Why? Because Annuities are rising in popularity. LIMRA reports that total U.S. annuity sales increased 22% to ...
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Variable Annuities

A variable annuity is a contract between an insurance company and an individual that combines insurance features and long-term investments. The funds in a variable annuity are invested in various ...
Today, many Americans are facing a challenge when it comes to saving for retirement. With defined-contribution plans becoming the primary retirement savings vehicle, many employees are not able to ...
A variable annuity can offer you tax-deferred growth, a wider range of investment options and guaranteed income. However, it comes with potential risks. And the success of your investment will hinge ...
It sounds redundant: Put a tax-deferred investment, like a variable annuity, inside an already tax-deferred IRA or retirement account? But the wisdom of such a move is actually subject to much debate.
Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...
Annuities date back thousands of years to the Roman Empire. In fact, the word annuity is derived from the Latin annua, meaning “annual payment”, and was used to describe the money paid to soldiers for ...
An annuity is a financial product that provides an income stream to supplement a retiree’s income over time. However, as the financial landscape evolves, so do annuities’ features, benefits, and ...
For starters, you will pay fees and may sacrifice higher returns for an annuity’s stability and guarantees. Here's what else you need to know in order to make an informed decision.
When it comes to retirement planning, annuities are one of the financial tools that tend to divide opinion. Some people love annuities for the predictable income they offer. Others shy away, wary of ...