Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

There are four types of federal student loans: subsidized, unsubsidized, PLUS and consolidation loans. Many changes are coming to federal student loans in 2026, including the elimination of Graduate ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could impact your ability to pay ...

Nash Community College officials recently announced it will no longer participate in the Federal Direct Student Loan Program ...

But new federal rules usher in two major changes to Parent PLUS loans. First, parent borrowing will now be capped at $20,000 per year and $65,000 total for each student. Second, parents will no longer ...

The Department of Education released a Notice of Proposed Rulemaking on Jan. 29, announcing its intention to restructure the student loan system in an attempt to lower the cost of higher education.

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits Written By Written by Staff Loans Writer, Buy Side Emily ...

The average student loan debt has continued to rise over the past decade and for some, the financial strain of repayments may limit their plans after undergraduate education. With many people ...