FHA mortgages and mortgage insurance are government programs intended to help first-time homebuyers and other in-need borrowers get loans to purchase homes. If you have a low credit score and can't ...

HUD FOIA response reveals FHA collects no citizenship/residency data on loan apps, raising enforcement questions.

Calling for solutions to an escalating homeownership crisis, federal officials scrub "climate change" from their vocabulary The first step to fixing a problem is acknowledging a problem exists. Six ...

Vice President Kamala Harris on Wednesday announced a new action by the U.S. Department of Housing and Urban Development (HUD) to lower costs for homebuyers across the country. Under the new action, ...

TAMPA, Fla. (WFLA) — Starting the week before Christmas, the United States Department of Housing and Urban Development will let homeowners that live in special flood hazard areas, and have a mortgage ...

The Federal Housing Administration (FHA) is taking steps to address the affordability crisis by boosting supply, but it’s not lowering fees it charges borrowers just yet. Senior officials at the ...

The annual premium paid by borrowers on mortgages backed by the Federal Housing Administration (FHA) is going down by a quarter of a percent. Housing and Urban Development (HUD) Secretary Julian ...

The U.S. Department of Housing and Urban Development (HUD) last week published a new request for information (RFI) in the Federal Register as it seeks to understand more about the turbulence in the ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...