Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Learn about the rules and cost-effective ways to combine multiple policies to meet changing life insurance insurance needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly ...

Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...