Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...