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Consumers struggling with holiday spending hangovers may want to reconsider resorting to overdrafts on their checking accounts. Banks often market overdraft programs as a way for customers to smooth ...

The Consumer Financial Protection Bureau (CFPB) this week proposed a new rule targeting the costly practice of bank overdrafts, a change that could save American consumers billions annually in fees.

Capping overdraft fees may seem helpful, but will actually result in more banks simply not allowing overdrafts at all, writes Thomas Knapp. Getty Images The U.S. Consumer Financial Protection Bureau, ...

If you spend more money than you have in your checking account, your balance will go negative, and your bank will charge you an overdraft fee. Overdraft protection is a feature offered by many banks ...

Congress overturned a cap on bank overdraft fees, many of which exploit the desperate need of working families for short-term credit.