The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Our top picks include State Farm, Ethos and Lantern.

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

Older people with health issues can easily get coverage, but premiums are high ...

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Suitability standards for life insurance and annuities haven't stood still. They've been revised and reinterpreted over time.