Securing finance is still one of the hardest parts of running a small or medium enterprise in Kenya. According to the Central Bank of Kenya, licensed digital lenders alone disbursed roughly 7.5 ...

USSD (Unstructured Supplementary Service Data) codes are short numeric strings starting with an asterisk and ending with a hash symbol that let any phone (smartphone or feature phone) talk to a ...

If you build digital products for Africa, you cannot ignore USSD. While smartphone penetration is rising, the GSMA estimates that hundreds of millions of consumers across Sub-Saharan Africa still ...

For all the noise about apps and AI, the workhorse of African digital services is still USSD applications. From M-Pesa to school fees, from SACCO loans to election results, USSD quietly powers ...

A Safaricom USSD code is a short dial string - like *334# for M-Pesa or *188# for SMS bundles - that opens an interactive menu on any phone, no internet needed. Safaricom subscribers use USSD codes to ...

If you run a business in Kenya, digital transformation is no longer a buzzword pinned to a corporate strategy deck — it is the difference between scaling profitably and being quietly replaced by a ...

Starting a business in South Africa as a foreigner in 2026 boils down to four moves: secure the right visa from the Department of Home Affairs (DHA), register an entity with the Companies and ...

If you are launching a USSD service in Africa, your shortlist usually starts with Africa's Talking and quickly grows to include HelloDuty, Infobip, and a handful of strong single-country aggregators.

Kenya and the broader East African region have moved from being a quiet outsourcing experiment into one of the most watched call center markets in Africa. By 2026, the Communications Authority of ...

Running a cashless business in Kenya is no longer optional. It is how serious SMEs survive theft, beat slow reconciliations, qualify for credit, and keep up with the Kenya Revenue Authority's eTIMS ...

USSD codes are still the lifeline of mobile services in Uganda. From buying airtime to sending MTN Mobile Money or Airtel Money, more than 36.7 million active mobile money users rely on short USSD ...

Microfinance institutions in Kenya are still the most reliable source of working capital for small businesses, hawkers, smallholder farmers and informal traders who do not qualify for commercial bank ...