Banks charge for a lot more than you might realize — monthly maintenance, overdrafts, out-of-network ATMs, even paper checks. According to the 2026 MoneyRates Checking Account Fee survey, several of ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank; for all categories, it earns some of the highest scores among financial institutions we’ve rated. SoFi offers just one ...

Online banks have grown in popularity thanks to lower fees, better rates and the convenience of being able to bank from anywhere (especially advantageous for busy business owners on the go). Below, ...