Using a credit card to pay bills can earn you points and cash back — just make sure to pay your credit card balance in full and watch your credit utilization ratio. Many or all of the products on this ...

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...