A research report on API banking, open banking, open finance, embedded finance, BaaS, regulation, security, and adoption trends shaping connected financial ecosystems.

OpenAI is letting users link their bank accounts to its chatbot, but cybersecurity experts have safety concerns. Here's what you should know. ChatGPT Plus users can now link their financial accounts ...

Bank ratings evaluate a financial institution�s stability and creditworthiness, guiding investors and protecting your money ...

Legacy core banking systems are becoming a competitive liability. Phased modernization enables greater agility, lower costs, ...

Financial institutions can modernize core banking through phased, modular migration strategies that reduce risk, preserve ...

Kasisto developed one of the first conversational AI chatbots for banks, and the deal brings its technology to Backbase's new ...

Financial regulation "cliffs," such as the one imposed by the Durbin Amendment, create terrible incentives. Congress should step in and reform the various measures that rely on such imprecise triggers ...

Major U.S. banks, including JPMorgan, Citi and Bank of America, plan to establish a shared tokenized deposit network by mid-2027, operated by the Clearing House, according to the Wall Street Journal.

The largest U.S. banks plan to launch a tokenized deposit network next year, an attempt to stave off threats from crypto companies that are seeking to wade deeper into their territory under President ...

Three forces – spreads, speed and optimization – are reshaping how banks think about liquidity, and together they mark a shift from passive defense to active balance sheet management. Regulators are ...

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. (NYSE: CBU) (the “Company”) through its wholly-owned banking subsidiary, Community Bank, N.A., is pleased to announce the completion ...