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Africa can’t scale cross-border trade if its currencies can’t move easily across markets. On the Moving Money, Moving Goods panel, Bridgit Antwi (Flutterwave) noted that reliance on the US dollar creates FX friction for businesses. She highlighted PAPSS as a key step forward, enabling intra-African payments in local currencies. Local currency settlement makes trade faster, cheaper, and more aligned with AfCFTA’s goals. Africa must back FX solutions that enable smoother, Africa-to-Africa payments

Africa can’t scale cross-border trade if its currencies can’t move easily …

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AI could be the key to unlocking instant credit for Africa’s most underserved communities. On the panel “Ghana’s Fintech Moment: Africa’s Digital Future,” Owureku Asare (Bank of Ghana) highlighted how AI- and machine learning–driven scorecards can transform access to finance, allowing farmers in remote villages to access funds within seconds through data-driven credit assessment built for local realities. When AI replaces paperwork, financial access shifts from exclusion to opportunity without c

AI could be the key to unlocking instant credit for Africa’s most un…

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Africa’s growth accelerates when remittances shift from simple transfers to real investment flows. On the “Ghana’s Fintech Moment” panel, Samuel Amanor ( ) noted that the diaspora could invest in startups, real estate, and local assets but the rails aren’t fully in place. Many abroad want to participate in Ghana’s economy, yet lack accessible capital-market channels and investment structures. The real opportunity is enabling everyday Africans abroad to invest back home seamlessly. Ghana must int

Africa’s growth accelerates when remittances shift from simple tran…

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Africa’s creative industry can’t scale if creators don’t own their work. On the Culture as Currency panel, Buhle Phiwe Hlatshwayo (African Union) explained that one of the biggest gaps across the continent is IP ownership. To address this, the African Union introduced the AU Model Law, designed to protect creators’ cultural property and support tools like IP-backed loans and digital payment rails that reward artists instantly through streams and sales. When creators own their IP, they gain acces

Africa’s creative industry can’t scale if creators don’t own their work. O…

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The question is no longer if Ghana will have a true digital bank, but who will build it first. At #AFTSACCRA25, during the panel Ghana’s Fintech Moment: Africa’s Digital Future, Sheila Azuntaba (Deputy Managing Director, Consolidated Bank Ghana LTD) unpacked what it really takes to build a Nubank- or Monzo-style digital bank in Ghana. The playbook isn’t hype. It’s identifying real customer pain points, modernising legacy systems, aligning culture, and navigating regulation with clarity. The take

The question is no longer if Ghana will have a true digital bank, but w…

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